Money Confident Kids: Free Financial Literacy Lessons

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This post is sponsored by T. Rowe Price® and Scholastic. I only share resources and ideas that I know will benefit my readers. The ideas and opinions are all my own. MONEY CONFIDENT KIDS is a registered trademark of T. Rowe Price Group, Inc.

As a teacher who’s passionate about money and financial literacy, I’m always looking for things to supplement my math curriculum that help students understand how finances work. Earlier this year, I wrote a blog post about a financial literacy app that you can use in your classroom. Today, I’m sharing some amazing (free) financial literacy lessons for high school students. All of the content I’m featuring today can be found on the Money Confident Kids® Website created by T. Rowe Price®. In addition to these materials, there are also lessons for middle school students.


Making Smart Choices

My favorite thing about the materials – developed in collaboration with Scholastic & T. Rowe Price – is that they focus on making smart choices in different aspects of your personal finances. I recently bought a new-to-me car, so the “Want a car? Make a plan” article was a very real reminder of the total cost of a car loan. When I first started talking to students about buying cars in our personal budget project-based learning activity, I was surprised by how many students didn’t even know the definition of interest, much less how it worked. One of the questions we came across in this same article was: “Why do I want to buy a car? Is it a ‘want,’ a ‘need,’ or a combination of both?” We talk a lot about wants vs. needs in my class, so this is exactly the kind of question I’d use in my own curriculum.

These resources also teach other ways to make smart choices. The focus of one article, pictured in the image on the top left, talks about marketing strategies to look out for when someone is trying to sell you something. People are generally pretty trusting, so we don’t always talk to our kids about how companies can sometimes “trick” us into buying something. The “needs” and “wants” also come into play again.


College & Careers

The first year I taught math using my personal budget project, I struggled to find student-friendly information about careers. One of my favorite pages in the Money Confident Kids® High School Magazine gives students the average annual salary, required education, and average cost of education for nine jobs. What I would do with my students is have them create the same type of table using the careers they’re interested in. It is so eye-opening when they see how much more they can make when they invest in themselves and get a college education.


Using These Resources

You can tell that T. Rowe Price® & Scholastic care about teachers by the way the Teacher’s Guide is laid out. It includes an objective, time, and materials needed for each lesson. The articles are also split into several explicit lessons and include activities for students to do that help them practice the real-life skills taught in the lessons.

Below is the pacing calendar I would use with high school students. I would definitely use these materials, with scaffolding, with middle school and upper elementary students, but I would double the time.

One Week Pacing Calendar – High School

Monday Tuesday Wednesday Thursday Friday
Lesson 1 Lesson 2 Lesson 3 Lesson 4 Lesson 5


I would highly recommend these resources from the Money Confident Kids® series. The free downloadable magazine is beautiful and chock full with helpful information. It also easily aligns with my math standards. There are so many graphs to analyze, it’s really a math teacher’s dream!

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Written by
April Smith

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